Compare Insurance Policy Services - InsureMile
You are Downloading Compare Insurance Policy Services - InsureMile Latest APK 12.5. Last Updated: Oct 3, 2023.
Compare Insurance Policy Services - InsureMile developed by insuremile is listed under category Finance 4/5 average rating on Google Play by 928 users).
Compare Insurance Policy Services - InsureMile apk was fetched from play store which means it is unmodified and original.Details
Insuremile is India’s first financial protection marketplace, founded with the intent to change the dynamics of the insurance sector in India. As an insurance web aggregator, Insuremile enables financial protection to 96% of Indians who are under risk, providing simple, fast and reliable services. The primary aim of the platform is to enhance the user experience by letting customers compare multiple policies at a time before making a choice based on their individual needs.
Going beyond its core focus of connecting customers to the right insurance plans and insurers, whether it is Car, Bike, Home, Travel, Health or Life, Insuremile is also committed to being a socially responsible and customer-friendly company.
A policyholder typically spends around Rs.300 per policy on its maintenance through the traditional pen and paper process. Not to mention the time and effort involved. A digital platform like InsureMile is aimed at simplifying the process while ensuring transparency. Digital policy management reduces the manual effort involved in the insurance value chain, in turn reducing costs. It also makes it convenient and easy to use for policyholders to manage their policies on a single platform and reduces the lead time for insurers to disburse claims. We hope to assist as many as xx policyholders within the next six months.”
Currently, there is no technology or online tool implemented by any insurer to update customer information or manage the disbursal of unclaimed money. Only xx life insurance policies are in a digital format to date. Policyholders have to personally approach the insurance companies or use the services of an agent to update their information via pen and paper and track the status of their unclaimed policy amount.
India’s 22 crore Policyholders can download the free InsureMile app on their smartphones to update, renew or cancel policies, file claims, check claims status and complain about denied claims anytime, anywhere. Policyholders can also use the app to access emergency services like vehicle towing, roadside assistance and ambulance services and convenience services information like police stations, hospitals, traffic situation, etc
According to the IRDAI, Rs 15,167 crore money of policyholder’s is lying unclaimed with 23 life insurers. Unclaimed amounts include any amount payable to a Policyholder as death claim, maturity claim, survival benefits, premium due for refund, premium deposit, not adjusted against premium and indemnity claims, etc. that have remained unclaimed beyond six months from the due date for settlement of the claim amount.
Policyholders are deterred by the complex process involved in claims settlements or multiple touch points and hence do not proactively seek out the money due to them. Insurers on their part face challenges in identifying customers and tracing their registered addresses. Therefore, IRDAI has directed insurers to take the digital route, providing a search option on their website to enable policyholders, beneficiaries or dependents to find out whether any unclaimed amount due to them is lying with the companies
Compare Insurance Policy Services - InsureMile APK Identity: find accounts on the device
Compare Insurance Policy Services - InsureMile APK Contacts: find accounts on the device,read your contacts
Compare Insurance Policy Services - InsureMile APK Location: approximate location (network-based),precise location (GPS and network-based)
Compare Insurance Policy Services - InsureMile APK SMS: receive text messages (SMS),read your text messages (SMS or MMS),send SMS messages
Compare Insurance Policy Services - InsureMile APK Phone: read phone status and identity,directly call phone numbers
Compare Insurance Policy Services - InsureMile APK Photos/Media/Files: modify or delete the contents of your USB storage,read the contents of your USB storage
Compare Insurance Policy Services - InsureMile APK Storage: modify or delete the contents of your USB storage,read the contents of your USB storage
Compare Insurance Policy Services - InsureMile APK Wi-Fi connection information: view Wi-Fi connections
Compare Insurance Policy Services - InsureMile APK Device ID & call information: read phone status and identity
Compare Insurance Policy Services - InsureMile APK other: delete all app cache data,control vibration,use accounts on the device,read Google service configuration,full network access,view network connections,prevent device from sleeping,run at startup,receive data from Internet
Approximate location (network-based):
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.
Allows the app to control the vibrator.
Delete all app cache data:
Allows the app to free device storage by deleting files in the cache directories of other applications. This may cause other applications to start up more slowly as they need to re-retrieve their data.
Directly call phone numbers:
Allows the app to call phone numbers without your intervention. This may result in unexpected charges or calls. Note that this doesn't allow the app to call emergency numbers. Malicious apps may cost you money by making calls without your confirmation.
Find accounts on the device:
Allows the app to get the list of accounts known by the device. This may include any accounts created by applications you have installed.
Full network access:
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.
Modify or delete the contents of your USB storage:
Allows the app to write to the USB storage.
Precise location (GPS and network-based):
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.
Prevent device from sleeping:
Allows the app to prevent the device from going to sleep.
Read Google service configuration:
Allows this app to read Google service configuration data.
Read phone status and identity:
Allows the app to access the phone features of the device. This permission allows the app to determine the phone number and device IDs, whether a call is active, and the remote number connected by a call.
Read the contents of your USB storage:
Allows the app to read the contents of your USB storage.
Read your contacts:
Allows the app to read data about your contacts stored on your device, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.
Read your text messages (SMS or MMS):
Allows the app to read SMS messages stored on your device or SIM card. This allows the app to read all SMS messages, regardless of content or confidentiality.
Receive data from Internet:
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.
Receive text messages (SMS):
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.
Run at startup:
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the device and allow the app to slow down the overall device by always running.
Send SMS messages:
Allows the app to send SMS messages. This may result in unexpected charges. Malicious apps may cost you money by sending messages without your confirmation.
Use accounts on the device:
Allows the app to request authentication tokens.
View network connections:
Allows the app to view information about network connections such as which networks exist and are connected.
View Wi-Fi connections:
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.